Current Claims

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Jan 182015

Current Claims
D’Orsa and Associates Public Adjusters are currently representing policyholders handling several insurance claims in south Florida. Many of the claims involve slab leaks; burst pipes under the slab. Recovery from a slab leak is very involved and costly and the insurance companies do not want to honor the claims. We are very successful representing policyholders who suffer burst pipes under the foundation. We recently settled a slab leak claim encompassing both the access to repair to the burst pipe and cover all ensuing water damages from the leak.



Turkey Fires

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Nov 282014

Turkey Fires
D’Orsa and Associates hope everyone had a great Thanksgiving and are full of turkey! Many fires, especially kitchen fires occur during the holiday season. Cooking turkeys and having a lot going on in the home with visitors, cheer, etc.; one forgets they have food cooking in the oven, on the stove or even in a smoker. Thus, house fires happen. A little smoke can cause a lot of unseen damages. Should you have the unfortunate incident of a fire in your home, contact D’Orsa and Associates Public Adjusters at (877) 742-3587 to assess your damage and help you throughout the entire insurance claims process.
Kitchen Fire Damage



Current Claims

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Oct 122014

Current Claims
D’Orsa and Associates Public Adjusters are currently working on several insurance claims for distressed policyholders. Families from the north are returning to Florida for the winter and encountering water damage to their homes. A New England family arrived to find a plumbing pipe in the attic had burst and the entire house was flooded. While they were away, not realizing their home had been flooded, mold grew. Insurance companies now usually limit mold coverage to only $10,000.00; and attempt to qualify the entire loss under the mold portion of the policy. But which came first: the mold or the water? There lies the battle a public adjuster is expert at tackling. D’Orsa and Associates estimate the damage to this home is approximately at $126,000.00. However, the insurance company’s estimate is approximately at $30,000.00. While we are confident we will be able to secure close to $126,000.00 for the policyholder to fully recover and become whole again; our public adjusters recommend you check your mold/fungi policy coverage. If you are at $10,000.00 in mold/fungi coverage, you may want to consider increasing your mold/fungi coverage. Check with your insurance agent. Contact D’Orsa and Associates Public Adjusters immediately to help file your insurance claim.

Free Home Inspections

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Jul 172014

Free Home Inspections
The Florida Comprehensive Hurricane Damage Mitigation Program, usually referred to as “The Program”, was formed by the Florida Legislature in 2006 through endorsement of Section 215.5586 , of the Florida Statutes. The Legislature made the Florida Department of Financial Services accountable for implementation of the program.
The Department produced a website, www.mysafefloridahome.com, which offers information to homeowners and additional interested persons regarding the program.
In order to determine eligibility homeowners must follow procedures for acquiring the free home inspections. The homeowners is required to first take the eligibility survey, which is accessible in the Florida Homeowner’s Guide to Free Home Inspections (Booklet 829-B) and on the Program’s website.
There are more than a few avenues for homeowners to apply for a free inspection. The Department suggests homeowners utilize the internet to apply online if they have that possibility offered to them. If the homeowner is hesitant to use the website or if he or she does not have internet access, they may apply via telephone or mail. Homeowners may call the Department toll free at 1-800-342-2762 to apply for the free inspection. Department staff will support homeowners with determining eligibility or even helping the homeowner fill out the application if necessary. Homeowners applying by telephone will be mailed their completed application for signatures, in view of the fact that original signatures are mandatory. Homeowners may request a blank application be mailed to them if they choose to fill it out themselves or a homeowner may visit a local regional office of the Department of Financial Services to complete an application by hand. Completed applications for the free home inspection must be mailed to the following address:
My Safe Florida Home Program
Department of Financial Services
PO Box 610
Tallahassee, FL 32314-6110

roof inspector

Water Heater Leaks

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Apr 232014

Water Heater Leaks

• The odds a water heater will rupture, leak, or crash is considerably increased after five (5) years.
• Three quarters of all water heaters stop working before they are twelve (12) years old.
Loss Prevention Maintenance for Water Heater Leaks
• Have a qualified plumber check the anode rod at least once every two years and annually once the warranty has expired. The rod will ultimately corrode and leave the tank susceptible to damage.
• Remove sediment by flushing the tank every six months. Sediment will increase more rapidly in areas where there is hard water.
Verify the life span date on the unit where the model and serial numbers are located. Change the unit if needed.

Find hot water heaters at Home Depot or Lowes or your local plumbing supply store



House Flood Insurance Claims